Premium Wood

Should I replace my wood stove or remove it all together and get one of the fake electric fireplaces?

The wood stove I know causes a higher premium on my home owners insurance. I've never used it. Is it a positive or a negative selling point. I have a new furnace and Central Air unit.

keep the wood stove there as a back up when the power fails. since you don't use it, tell the insurance agent. do not get the fake electric fireplace it's a rip off. though pretty.

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